Social Security
When to claim Social Security: 62, full retirement age or 70
How the monthly Social Security retirement benefit changes depending on the age it starts, with the official reduction and delayed-credit rules explained.
4 min read
Topic
Social Security
How benefits are calculated, when they can start, and how they are taxed.
5 articles
Social Security
How Social Security benefits are taxed
How the IRS decides whether part of a Social Security benefit is taxable, the income thresholds involved, and how other retirement income affects the result.
4 min read
Social Security
How Social Security retirement benefits are calculated
A plain-English walk through credits, indexed earnings, the highest 35 years and the benefit formula Social Security uses to set a retirement benefit.
4 min read
Social Security
Social Security spousal and survivor benefits: the basics
How Social Security pays benefits to husbands, wives, ex-spouses and surviving spouses, including who qualifies and how claiming age changes the amount.
5 min read
Social Security
Working while collecting Social Security: the earnings test
How the Social Security earnings test works before full retirement age, the 2026 and 2027 earnings limits, and what happens to benefits that are withheld.
4 min read